Financing with Our Dealership

Circle Subaru takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Circle Subaru Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Circle Subaru can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Ease Through the Auto Financing Process at Circle Subaru

The jump between car shopper and car owner is a thrilling one. Whether you plan to finance or lease your next Subaru vehicle, our team here at Circle Subaru is ready to help you make that leap and guide you towards that moment when you can finally drive your dream car home. So, if you're ready to make your next move, our helpful team of auto financing experts in Tinton Falls will work with local banks and lenders to help you find an affordable financing solution for your needs.

Find the Auto Financing that Fits You Best

Whether you're deciding to buy or lease a vehicle, we can help you come up with a plan. Each one has its own merits, and it's up to you to decide what aligns with your goal. When you buy and finance with a car loan, you're thinking long term and can build equity. Leasing offers lower payments and provides flexibility if you'd like to upgrade after the terms are completed. No matter what, our team is here to help you and discuss options, rates and more so you can make the smart choice for you!

Find out just how easy financing your next car can be with the help of Circle Subaru

While financing a car can be a trying endeavor at other dealerships around Middletown NJ, Eatontown NJ, Red Bank NJ, Long Branch NJ and Neptune NJ these days, you'll find it refreshingly simple here at Circle Subaru. Feel free to fill out our online credit application to save some time, or drop by our dealership to ask our team any questions you might have.

Your privacy is important to us.

Circle Subaru takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Circle Subaru

    688 Shrewsbury Ave
    Tinton Falls, NJ 07701

    • Sales: 732-741-6200
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Get in Touch

  • Contact our Sales Department at: 732-741-6200
  • Monday9:00AM - 7:00PM
  • Tuesday9:00AM - 7:00PM
  • Wednesday9:00AM - 7:00PM
  • Thursday9:00AM - 7:00PM
  • Friday9:00AM - 6:00PM
  • Saturday9:00AM - 6:00PM
  • SundayClosed